Legal Disclaimer

1. Educational & Informational Use Only

All calculations, tools, schedules, estimates, and assessments generated by the tools on LogicalPrajwal are provided for educational and informational purposes only. Our algorithms are based on standard mathematical formulas, WHO guidelines, NIST standards, and other publicly recognised reference frameworks. They are not tailored to your specific physiological profile, personal financial situation, or professional needs, and are not intended to replace expert professional judgement.

The results produced - including but not limited to EMI schedules, BMI categories, hydration estimates, sleep cycle recommendations, SIP maturity projections, and inflation-adjusted values - are approximations. Individual outcomes may differ significantly based on factors not captured by our tools.

2. Medical & Health Disclaimer

LogicalPrajwal is not a licensed healthcare provider, clinic, or medical service. Our health calculators - including the BMI Calculator, Water Intake Calculator, Ideal Weight Calculator, Sleep Calculator, Steps to Distance Calculator, and Breathing Exercises tool - do not constitute medical advice, diagnosis, or treatment recommendations of any kind.

• No Substitute for Professional Advice: Always consult a qualified physician, registered dietitian, or healthcare professional before making health-related decisions based on our outputs.
• Individual Variation: Our tools cannot account for individual medical history, pre-existing conditions, medications, genetics, or unique physiological variables.
• Hydration Safety: Excessive fluid intake can lead to dangerous conditions such as hyponatremia. Individuals with kidney disease, heart failure, or other conditions should consult a clinician for personalised fluid limits.
• BMI Limitations: BMI is a general statistical metric and does not account for muscle mass, body composition, age, or ethnic variation. Do not initiate major dietary or weight-loss changes based solely on BMI results.
• Breathing Exercises: Guided breathing techniques are for general relaxation. Individuals with respiratory disorders, cardiovascular conditions, or anxiety disorders should seek professional medical guidance before practising any breathing exercises.

Do not disregard professional medical advice or delay seeking treatment based on calculations from this website.

3. Financial & Investment Disclaimer

Our financial tools - including the EMI Calculator, Loan Prepayment Calculator, Discount & Sale Calculator, SIP Calculator, and Inflation Impact Calculator - are provided strictly for general financial education and illustrative planning purposes. They do not constitute regulated financial advice, investment recommendations, or professional financial services of any kind.

• EMI & Loan Calculations: Actual loan repayment figures depend on your lender's exact terms, processing fees, prepayment penalties, and applicable RBI regulations. Always verify with your bank or NBFC before making decisions.
• SIP & Investment Returns: Mutual fund and SIP projections use assumed annual return rates. Actual returns are subject to market risk, fund expense ratios, exit loads, taxation, and economic conditions. Past projections do not guarantee future performance. Mutual fund investments are subject to market risks.
• Inflation Projections: Inflation estimates are based on historical averages. Actual purchasing power changes depend on macroeconomic factors beyond our model's scope.

We strongly recommend consulting a SEBI-registered investment advisor, certified financial planner, or chartered accountant before making any investment, loan, or tax-related decisions.

4. Accuracy & "As-Is" Provision

While LogicalPrajwal makes reasonable efforts to ensure that all formula implementations and reference constants are accurate and up to date, we do not warrant that all information is free from errors, omissions, or inaccuracies. All content is provided on an "as-is" and "as-available" basis without any express or implied warranties regarding accuracy, completeness, or reliability.

Standard guidelines and regulatory references are periodically updated; our tools may not immediately reflect all such revisions. Users engaged in high-stakes decisions - medical, financial, legal, or structural - should independently verify our outputs against current authoritative sources.

5. No Professional Relationship

Use of LogicalPrajwal does not create any client, advisory, fiduciary, or professional-client relationship between you and LogicalPrajwal or its operators. No communication through our website, tools, or contact form should be interpreted as professional advice of any kind - whether medical, financial, legal, or otherwise.

6. Third-Party Links & Advertising

Our website may contain links to external resources or third-party websites for informational convenience. LogicalPrajwal has no control over the content, privacy practices, or accuracy of external sites. Inclusion of any third-party link does not constitute an endorsement or recommendation.

We use Google AdSense to display contextual advertisements on some pages. These advertisements are served by Google LLC based on your browsing preferences. LogicalPrajwal is not responsible for the content or accuracy of advertisements shown on our platform.

7. Privacy & Data Collection

All calculator computations on LogicalPrajwal run entirely within your web browser using client-side JavaScript. No personal data, health parameters, financial values, or form inputs are transmitted to or stored on our servers. We do not collect or process personally identifiable information through our calculator tools. Please review our full Privacy Policy for complete details on analytics, cookies, and data handling.

8. Limitation of Liability

To the fullest extent permitted by applicable law, LogicalPrajwal and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or reliance on, any calculator outputs, information, or content on this website. This includes - but is not limited to - financial losses, health decisions, educational reliance, or technical failures.

Your use of LogicalPrajwal is entirely at your own risk and discretion.

9. Governing Jurisdiction

This Disclaimer is governed by the laws of India. Any disputes arising from your use of LogicalPrajwal shall be subject to the exclusive jurisdiction of courts in India. Users accessing the website from outside India are responsible for compliance with their local laws and regulations.

10. Changes to This Disclaimer

LogicalPrajwal reserves the right to update or modify this Disclaimer at any time without prior notice. Changes will be reflected by updating the "Last Updated" date at the top of this page. Continued use of the website following any changes constitutes your acceptance of the revised Disclaimer.

11. Contact Us

If you have any questions, concerns, or feedback regarding this Disclaimer or any of our tools, please reach out via our Contact page or email us at logicalprajwal@gmail.com. We read and respond to every message within 2 business days.